Schedule Tour
$900,000

20618 Top Ridge Dr

Boyds, MD
PENDING-BRIGHT
5
Bedrooms
3.5
Bathrooms
4,062
Square Feet
2.0
Lot Size (acres)
1995
Year Built
27
Days On Market

A private waterfront home in Montgomery County. Situated on two private acres along the shoreline of Little Seneca Lake, this architect-designed custom residence offers lakefront living with convenient access to I-270. Located within an intimate enclave of custom-built homes, where no two properties are alike, this exceptional setting combines the privacy of a waterfront retreat with the convenience of nearby shopping, dining, and major commuter routes. Surrounded by protected parkland, scenic trails, and the natural beauty of Little Seneca Lake, the property offers a distinctive waterfront setting. Thoughtfully designed to embrace its extraordinary setting, the home features five bedrooms, three and one-half baths, and multiple indoor and outdoor living spaces designed to capture natural light, water views, and the beauty of the surrounding landscape. Expansive windows, generous gathering spaces, a screened porch, deck, and patio create a seamless connection between the home and its remarkable waterfront surroundings. The home also features a geothermal system for both heating and cooling, adding an efficient approach to year-round comfort. Little Seneca Lake offers access to an array of outdoor recreational opportunities. Enjoy direct access to a natural setting offering opportunities for kayaking, fishing, hiking, birdwatching, and miles of scenic shoreline. Enjoy peaceful water views, access to the lake and surrounding trails, and sunsets reflected across the water. The setting provides a sense of retreat and tranquility that feels far removed from the Washington metropolitan area, yet remains minutes from the amenities and conveniences of daily life. Unlike production-built homes, this residence was custom designed by an architect to maximize both functionality and its exceptional location. Thoughtful sightlines, abundant natural light, and timeless design elements create a home with character, warmth, and a strong connection to the outdoors. Combining waterfront ownership, the privacy of a two-acre homesite, the enduring appeal of a custom-designed home, and the character of a neighborhood comprised entirely of unique custom residences, 20618 Top Ridge Drive represents a distinctive opportunity in Montgomery County. Properties offering this combination of waterfront access, architectural distinction, natural beauty, and location offer a unique combination of features within the area.

Take the 3D virtual tour →

Listing Information

Listing Updated
7 days ago
Listed By
Robert J Chew, 4109959600 · Samson Properties, 7033493900
MLS#
MDMC2248154
Source
Bright
Status
PENDING-BRIGHT

Facts & Features

Location

Community Information

Address
20618 Top Ridge Dr, Boyds, MD 20841
City
Boyds
County
Montgomery
Neighborhood
NONE AVAILABLE
Zip Code
20841

Architecture

Bedrooms
5
Bathrooms
3.5
Year Built
1995
Style
Colonial
Construction Materials
Brick Veneer
Building Area
4,062 sq. ft.
Foundation
Slab
Levels
Three Or More
Garage
Yes
Garage Spaces
2
Parking Features
Driveway, Attached, Garage

Features & Amenities

Interior Features
Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Walk-In Closet(s), Bar, Kitchen Island, Recessed Lighting, Soaking Tub
Appliances
Dryer, Dishwasher, Electric Water Heater, Refrigerator, Washer, Gas Range, Gas Oven, Stainless Steel Appliance(s), Water Purifier
Flooring
Hardwood, Carpet, Wood
Exterior Features
Lighting
Patio and Porch
Patio, Deck, Porch, Screened
Cooling
Ceiling Fan(s), Central Air, Electric, Geothermal
Heating
Electric, Heat Pump, Geothermal

Property Features

Lot Size
2 Acres
Water
Well
Sewer
Septic Tank

Square Footage

Above Grade
2,562 sq. ft.
Total
3,462 sq. ft.

Tax & Financial Information

List Price
$900,000
Annual Taxes
$8,251

Schools

100/100
Spark M. Matsunaga Elementary
Elementary · Grades KG–05 · 3.3 mi
City
Germantown
Students
860
Parent reviews
3.8★ avg · 12 reviews
Student body
36% Asian · 25% White · 19% Black
Free/reduced lunch
18%
Phone
(240) 740-7820
84/100
Germantown Elementary
Elementary · Grades PK–05 · 2.5 mi
City
Germantown
Students
314
Student–teacher
9.7
Parent reviews
5.0★ avg · 4 reviews
Student body
36% Black · 26% Hispanic / Latino · 20% Asian
Free/reduced lunch
52%
Phone
(240) 740-6490
79/100
Kingsview Middle
Middle · Grades 06–08 · 2.5 mi
City
Germantown
Students
922
Parent reviews
5.0★ avg · 2 reviews
Student body
28% Asian · 25% Black · 21% Hispanic / Latino
Free/reduced lunch
32%
Phone
(240) 740-7130
79/100
Northwest High
High · Grades 09–12 · 3.5 mi
City
Germantown
Students
2,623
Parent reviews
5.0★ avg · 6 reviews
Student body
26% White · 25% Black · 23% Hispanic / Latino
Free/reduced lunch
22%
Phone
(240) 740-7100
78/100
Clarksburg Elementary
Elementary · Grades KG–05 · 3.1 mi
City
Clarksburg
Students
771
Parent reviews
5.0★ avg · 2 reviews
Student body
37% Asian · 30% Black · 15% Hispanic / Latino
Free/reduced lunch
21%
Phone
(240) 740-3530
75/100
William B. Gibbs Junior Elementary
Elementary · Grades PK–05 · 2.6 mi
City
Germantown
Students
601
Parent reviews
5.0★ avg · 6 reviews
Student body
30% Black · 26% Asian · 21% Hispanic / Latino
Free/reduced lunch
37%
Phone
(240) 740-0740
69/100
Waters Landing Elementary
Elementary · Grades KG–05 · 2.2 mi
City
Germantown
Students
659
Parent reviews
4.0★ avg · 2 reviews
Student body
40% Black · 38% Hispanic / Latino · 14% White
Free/reduced lunch
51%
Phone
(240) 740-1020
66/100
Clopper Mill Elementary
Elementary · Grades PK–05 · 3.6 mi
City
Germantown
Students
460
Parent reviews
4.0★ avg · 2 reviews
Student body
47% Hispanic / Latino · 34% Black · 8% Asian
Free/reduced lunch
62%
Phone
(240) 740-2180

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
10/02/2026Listed for sale$900,000

Listed by Robert J Chew · Samson Properties · 7033493900

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Bright. All rights reserved.

Last Updated: October 22, 2026 at 9:41 PM | Source: Bright | MLS#: MDMC2248154

Let's work together

Start Your Real Estate Journey

Whether you have questions about this listing, want to schedule a showing, or just want to talk through your options, Jeromy Dunn-Portella is here to help. Reach out and expect a response within one business day.

How can I help?

Jeromy Dunn-Portella is here to help. Reach out and expect a response within one business day.

Lending calculator

Make A Plan For Your Purchase

Know what you can afford before you start shopping — then run the numbers on any home you have in mind.

How much house can I afford?

$500,000
You can afford
$0
Monthly payment
  • Principal & interest
  • Property taxes
  • Homeowner's insurance
  • HOA dues

Enter your income, debts, and down payment to see how much home you may qualify for. Estimates only — not a lending decision.

Want to know more?

Jeromy Dunn-Portella is here to help. Reach out and expect a response within one business day.